Fee Information Document

Name of the account provider: DEK-CO (UK) LTD.
Account name: personal Payment Account
Date: 31 October 2018

  • This document informs you about the fees for using the main services linked to the payment account. It will help you to compare these fees with those of other accounts.
  • Fees may also apply for using services linked to the account which are not listed here
  • A glossary of the terms used in this document is available free of charge

Personal Account Fees

Fee Information Document

General Fees

Maintaining the Account FREE (If used at least once within past 6 months)
$5.00 (If not used at least once within past 6 months)
EUR IBAN Account (for incoming WIRES and SEPA transfers) FREE


Receiving Money From Outside the UK

By Wire from your OWN account in USD Currency $50.00
By Wire from your OWN account in EUR Currency $10.00
By Wire from 3rd party (USD) 1%, min. $50.00
By Wire from 3rd party (EUR) 0.5%, min. $10.00
By SEPA transfer from your OWN account $5.00
By SEPA transfer from 3rd party 0.5%, min. $5.00
By P2P transfer from other Paydek Users $0.25


Receiving Money From the UK

By Wire from your OWN account in USD Currency $50.00
By Wire from your OWN account in EUR Currency $10.00
By Wire from 3rd party (USD) 1%, min. $50.00
By Wire from 3rd party (EUR) 0.5%, min. $10.00
By SEPA transfer from your OWN account $5.00
By SEPA transfer from 3rd party 0.5%, min. $5.00
By P2P transfer from other Paydek Users $0.25


Sending Money Within the UK

By P2P transfer to other Paydek Users $0.25
By Wire to your OWN account in USD Currency $50.00***
By Wire to your OWN account in EUR Currency $40.00
By Wire to your OWN account in OTHER Currency $25.00
By Wire to 3rd party (USD) 1%, min. $50.00***
By Wire to 3rd party (EUR) 0.5%, min. $40.00
By Wire to 3rd party (OTHER Currency) 1%, min $25
By SEPA transfer to your OWN account $5.00
By SEPA transfer to 3rd party 0.5%, min. $5.00
By EFT (COP) to your own account or 3rd party account $8.95
By EFT (OTHER Currency) to your own account $5
By EFT (OTHER Currency) to 3rd party account 1%, min $5
To Credit Card (Other than Paydek Debit Card) owned by you $6.00 + 2.95%
To Credit Card (Other than Paydek Debit Card) owned by another person $6.00 + 5%


Sending Money Outside the UK

By P2P transfer to other Paydek Users $0.25
By Wire to your OWN account in USD Currency $50.00***
By Wire to your OWN account in EUR Currency $40.00
By Wire to your OWN account in OTHER Currency $25.00
By Wire to 3rd party (USD) 1%, min. $50.00***
By Wire to 3rd party (EUR) 0.5%, min. $40.00
By Wire to 3rd party (OTHER Currency) 1%, min $25
By SEPA transfer to your OWN account $5.00
By SEPA transfer to 3rd party 0.5%, min. $5.00
By EFT (COP) to your own account or 3rd party account $8.95
By EFT (OTHER Currency) to your own account $5
By EFT (OTHER Currency) to 3rd party account 1%, min $5
By ACH to your own account $5.00
By ACH to 3rd party 1%, min. $5.00
To Credit Card (Other than Paydek Debit Card) owned by you $6.00 + 2.95%
To Credit Card (Other than Paydek Debit Card) owned by another person $6.00 + 5%


Factoring Service Fees

Factoring Service Fee per Claim $0.25 per Claim


Paydek Debit Card Fees

ATM FEE in Card Currency $2 + 1%
ATM FEE Withdrawal with FX$2.00 + 3% FX
ATM FEE Decline$0.00
POS in Card Currency$0
POS in another currency (FX)$0.00 + 3% FX
POS Declined Transaction$0.00
Pin reset$1.00
Balance Enquiry$0.00
Monthly Maintenance Fee$3.75
Annual Account Maintenance$0.00
Activation$0.00
Card Issue$10.00
Reissue lost/stolen/damage$0.00
Card Load from Personal Payment Account$0.25
Card Load from Business Payment Account$1.00
Chargeback Initiation$0.00
Express Delivery$95.00
Standard Delivery$0.00


*Temporary card has an additional 1.25% Fee for withdrawals in USD
**Temporary card has $1.00 Fee for POS Transactions
***SHA option